PayPal Holdings Inc. (PYPL) stock closed at $75.29 on Monday and was up $0.51 during pre-market trading on Tuesday, marking a 0.68% rise. However, over the past month, PYPL’s trading pattern has been neutral, warranting an average Short-Term Technical score of 60 from InvestorsObserver's proprietary ranking system. Moreover, PYPL holds a roughly average overall score of 40, meaning the stock has better value than 40% of stocks at its current price, as per InvestorsObserver's comprehensive evaluation. Koshinski Asset Management Inc’s recent SEC filing revealed that it has trimmed its holdings in PayPal by 11.4% during Q4 of 2021, owning 10,730 shares of the credit services provider's stock worth $764,000 at the end of the most recent reporting period. Despite the mixed performance and positions of institutional investors, several experts remain optimistic about PayPal’s growth potential due to its adaptability in an ever-changing financial landscape. With EPS expectations reading around 3.82 for another successful fiscal year ahead, will PYPL stock witness growth in the near future or continue displaying neutral trading patterns?