As uncertainty weighs on the banking system and the financial sector faces turmoil, the Federal Reserve is set to make a decision about raising interest rates at its policy meeting on Wednesday. However, according to an economist from Goldman Sachs, there are concerns that small and midsize banks may not have sufficient support, which argues against raising rates. Even though inflation has eased after a 40-year-high, rate-raising may exacerbate the crisis of confidence American consumers already feel with their savings accounts. Meanwhile, the average credit card rate has risen beyond 20%, a new record high, while households use credit to finance basic needs. It seems that, for now, the best course of action may be for the Fed to pause interest rates to allow stability among banks to take hold.